LEARN WITH MOXIE
PRIVACY POLICY

Learn With Moxie is committed to protecting your privacy.  This privacy policy (“Privacy Policy”) explains our information gathering and dissemination practices.  If you have questions or concerns regarding this Privacy Policy, please contact Learn With Moxie at the e-mail address provided at the end of this Privacy Policy.

Learn With Moxie maintains this web site (the "Site") as a service to its visitors and its Customers who use Learn With Moxie’s services (collectively, the "Users").  

While visiting the Site, Users may be asked to provide personal information ("Personal Information") for purposes of interacting with the Site. If we decide to change our Privacy Policy, we will post those changes to this Privacy Policy and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.  We reserve the right to modify this Privacy Policy at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.

Please see the Effective Date stated at the conclusion of this Privacy Policy. This Privacy Policy only addresses the use and dissemination of information that we collect from Users. To the extent that Users disclose any such information to other parties, through other web sites on the Internet linked to this Learn With Moxie Site or otherwise, THIS PRIVACY POLICY SHALL NOT APPLY TO SUCH DISCLOSURE. Since Learn With Moxie does not control the privacy policies of third parties, Users are subject to the privacy customs and policies, if any, of that third party, and Learn With Moxie shall not be responsible for the use or dissemination of Personal Information by that third party. Therefore, we encourage Users to ask questions before they disclose Personal Information to other parties.

  1. Information Collected.

    1. The Site automatically collects and/or tracks various information, including but not limited to (1) the home server domain names, e-mail addresses, type of client computer, and type of web browser used to access the Site; (2) the e-mail addresses of Users that communicate with us via e-mail, or Users that post messages to bulletin boards, if any, located on the Site; (3) Personal Information specifically provided by the User in online forms, registration forms, surveys, and contests entries, and (4) User-specific information on what pages Users access.

    2. By visiting the account settings page after logging in, Users may select the option to not receive certain non-essential communications. These communications include newsletters, new product updates as well as special offers.

    3. In order to use the Site, you must first complete the registration form and/or create a user name and password. During registration you are required to give contact information (such as name and email address). We use this information to contact you about the services on the Site in which you have expressed interest.

    4. If you choose to use any referral service offered by Learn With Moxie to tell a friend about our Site, we will ask you for your friend's name and email address.  We will automatically send your friend a one-time email inviting him or her to visit the Site. Learn With Moxie stores this information for the sole purpose of sending this one-time email and tracking the success of our referral program.

Learn With Moxie is the sole owner of the information collected on the Site.

  1. Orders.  If you purchase a product or service from us, we request certain personally identifiable information from you on our order form. You must provide contact information (such as name, email, and shipping address) and financial information (such as credit card number, expiration date, PayPal account, direct deposit bank account information and the like). We store and use this information to facilitate purchases, for billing purposes, to support Customer fund raising activity, and to fill your orders. If we have trouble processing an order, we will use this information to contact you. We may also use this information to send you newsletters or updates on your account.

  2. Surveys.  You may be provided the opportunity to participate in surveys on the Site. If you participate, we will request certain personally identifiable information from you. Participation in these surveys is completely voluntary and you therefore have a choice whether or not to disclose this information. The requested information typically includes contact information (such as name and mailing address), and demographic information (such as zip code).  We use this information to track and, as applicable, notify winners and award prizes, to monitor site traffic or personalize the Site (in the case of anonymous information collected in surveys), to send participants an email newsletter. We will not share the personally identifiable information you provide through a game or survey with other third parties unless we give you prior notice and choice.

  3. Cookies.  A "cookie" is an element of data which is a piece of text, not a program and that a website can send to the User's browser, which may then be stored on a User's computer system. The Site can access the information from a cookie sent to a User's computer system. Learn With Moxie does place cookies on Users' computer systems.  Learn With Moxie cannot access other cookies sent by other web sites or the information contained therein. We use cookies to track usage of the Site and further customize User's experience when such is visiting the Site. By tracking usage, Learn With Moxie can best determine what features of the Site best serve each User. When a User revisits the Site, we will recognize such User by the cookie and may tailor her/his visit accordingly. Users may decline the cookie by using the appropriate feature of its web client software, if available, however, some functionality of the Site may not function properly if the User declines the cookie. We do not link the information we store in cookies to any personally identifiable information you submit while on our site.

  4. Log Files.  As is true of most web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.

  5. Social Media Widgets.  Our Site may include Social Media Features, such as the Facebook button and Widgets, such as the Share this button or interactive mini-programs that run on our Site. These Features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these Features are governed by the Privacy Policy of the company providing it.

  6. Use of Personal Information

    1. Information to Users.  Learn With Moxie reserves the right to use the Personal Information of Users to send them information via email about Learn With Moxie, the Site, our products and services, and other topics or products, from these websites or others, in which such Users may have indicated interest. If a User prefers not to receive such messages, it may send an e-mail message to ________________________ with the subject "unsubscribe".  Learn With Moxie reserves the right to contact Users regarding accounts status and changes to the Website Terms and Conditions, this Privacy Policy, or any other policies or agreements relevant to the Site and/or to Users.

    2. Data Analysis & Other User.  Personal Information collected by the Site either on a form or passively, will be used by Learn With Moxie for general business purposes, including but not limited to editorial and feedback purposes, for marketing and promotional purposes, for a statistical analysis of users' behavior, for product development, for content improvement, to inform advertisers as to how many Users have seen or clicked on their advertisements, and to customize content and layout of the Site.

    3. Sharing of Personal Information.  Learn With Moxie will not sell, rent, swap, or otherwise disclose the registration data of Users to any unaffiliated third party.

    4. We may also disclose your personal information:

      1. As required by law, such as to comply with a subpoena, or similar legal process when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request, if Learn With Moxie is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

      2. We use an outside credit card processing company to bill you for goods and services. These companies do not retain, share, store or use personally identifiable information for any other purposes.

  7. Third Party Providers.  Learn With Moxie will from time to time contract with one or more third parties to maintain and host the Site, as well as provide Users with services related to its offering. Therefore, any information submitted by Users, including Personal Information, will be placed, stored and viewed on a computer server maintained by these third parties. The use of the Site by Users and any provision of Personal Information by same constitute an irrevocable acknowledgement by such Users that such information or content could pass through and may be stored, accessed and used by third parties to process requests of such Users and in servers outside of the control of Learn With Moxie. These third parties are prohibited from using your personally identifiable information for any other purpose.

  8. No Liability for Acts of Third Parties.  Although these websites will use commercially reasonable efforts to safeguard the confidentiality of Personal Information and/or the registration data, transmissions made by means of the Internet cannot be made absolutely secure. Learn With Moxie will have no liability for disclosure of registration data due to errors in transmission or unauthorized acts of third parties.

  9. Security.  The security of your personal information is important to us. [When you enter sensitive information (such as credit card number) on our registration or order forms, we encrypt that information using secure socket layer technology (SSL).] We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. If you have any questions about security on our Site, you can send email us at _______________________.

  10. Use of Aggregated Information.  Learn With Moxie reserves the right to disclose to third parties information about Users usage of the Site and any related services, including information gathered during use of the Site by Users. Any information disclosed will be in aggregate data form (such as overall patterns or demographic reports) that does not describe or identify any individual User.

  11. Access to Personal Information.  Upon request via postal mail, or e-mail to ______________________ with the subject "Access to Personal Information", Learn With Moxie will provide Users with a summary of any of their Personal Information retained by the Site. Users may modify, correct, change or update their Personal Information or cause their Personal Information to be removed from the Learn With Moxie database.  Learn With Moxie will only send Personal Information records to the e-mail address on file for the User name associated with it.

  12. Data Retention.  We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

  13. Children's Privacy.  Learn With Moxie does not specifically collect information about children, but is concerned about the safety of children and their use of the Internet. Therefore, we will never knowingly request or solicit personally identifiable information from anyone under the age of 13 without prior verifiable parental consent. In the event that we receive actual knowledge that we have collected such personal information without the requisite and verifiable parental consent, we will delete that information from our database as quickly as is practical.

  14. Testimonials.  We may from time to time post customer testimonials on our Site which may contain personally identifiable information such as the customer's name, city and state. We do obtain the customer's consent prior to posting any such personally identifiable information along with the testimonial.

  15. Updates.  This Privacy Policy is effective as of September 5, 2017. Learn With Moxie reserves the right to change or update this Privacy Policy, or any other policy or practice, at any time with reasonable notice to Users of the Site. Any changes or updates will be effective upon posting to the Site. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. Regardless of any changes we make to our Privacy Policy, we will only use your personal information in accordance with the version of the Privacy Policy in place at the time you provided your information unless you give us your consent to do otherwise. Your continued use of the Site following our posting of a change notice will constitute binding acceptance of those changes for future collections.

  16. Governing Law.  This Privacy Policy and its performance shall be governed by the laws in force in the State of Missouri, USA. You consent and submit to the exclusive jurisdiction of the Courts of the State of Missouri, in all questions and controversies arising out of your use of the Site and this Privacy Policy.

If you have questions or concerns regarding this statement, you should contact us first via one of the methods listed below.

Learn With Moxie

Email: ______________________

Effective Date: September 5, 2017